Bank Of Baroda Fixed Deposit Rates

Posted : admin On 4/14/2022

An ideal scheme for High Return on your deposits and to supplement your income

TERMS AND CONDITIONS

  • Minimum deposit amount of Rs 10,000.-
  • Minimum period of deposit – 12 months
  • Maximum – 60 months

FEATURES

Bank of Baroda revises its fixed deposit interest rates across all maturities with effect from 31st August 2019. The latest fixed deposit rates ranges between 4.50% to 6.60% for maturities between 7 days to. Bank of Baroda offers several fixed deposit schemes to choose from, depending on your chosen preferred term period (short-term or long-term). This range of choices makes fixed deposits a convenient option for a range of investors, from salaried employees to self-employed professionals to senior citizens.

Fixed Deposits Deposit Products Retail Banking Bank of Baroda - India's International Bank. Interest on deposit will be payable at applicable card rate on the date of accepting the deposit for the period remained with the bank minus one percent penal interest. However, in case the deposit has remained with the bank. Bank of Baroda Fixed Deposit Interest Rate Tables Note – Additional interest rate of 0.50% for senior citizens for deposits less than 2 crores (Rates Effective from February 10, 2020).

  • Overdraft against deposit provided on demand up to 90% of deposit amount without any guarantor.
  • Loan against deposit provided on demand up to 95% of deposit amount without any guarantor.
  • In case of premature payment, the deposit has to run for a minimum period of three months to earn interest.
Fixed

In case it has run for more than three months, interest @ 1% below the rate applicable for the period deposit has run with the banks will be paid.

  • Accepted as margin for non-fund based facility
  • Accepted as collateral for overdrafts and loans

INTEREST PAYMENT ON DEPOSIT UP TO Rs5.0MN W E F 25.08.2016

  • Rate of interest depends on maturity period and is linked to Savings Bank Rate.
  • Interest is payable monthly/quarterly/annually as per your convenience.
  • Interest may be credited to your SB account .
  • Present Rates of Fixed Deposits are:

Bank Of Baroda Fixed Deposit Rates Nri

Period of DepositInterest Rate W.E.F 05.05.2020
3 months and above but less than 6 months0.65% i.e 0.15% above Savings Bank Rate
6 months and above but less than 12 months0.70% i.e 0.20% above Savings Bank Rate
12 months and above but less than 24 months1.00% i.e 0.50 % above Savings Bank Rate
24 months and above but less than 36 months1.25% i.e 0.75% above Savings Bank rate
36 months and above but less than 60 months1.50% i.e. 1.00% above Savings Bank Rate

INTEREST PAYMENT ON DEPOSIT Rs5.0MN & ABOVE

Bank Of Baroda Fixed Deposit Rates 2019

  • Rate of Interest will be fixed on request from 0.25% to 3.50%

Bank Of Baroda Fcnr Rates

For further details kindly check our BOM template on Fees and charges on the home page